We are proud to offer Wells Fargo interest-free financing for ALL jewelry purchases of ANY amount here at Falls. All customers are able to fill out a brief 5-10 minute application to see if they are approved to receive Wells Fargo financing. Those who are approved, then pay off their purchases over the set promotional period determined by the purchase price. As long as monthly payments are made toward their purchase and the total amount due is paid off by the end of the period, no interest is charged to the customer.
*This is a deferred interest promotion. This means that if you do not pay off the purchase balance in full within the special terms promotional period, interest will be charged to your account from the purchase date at the regular APR for Purchases rate of 28.99%. Paying only the minimum monthly payment will not pay off the purchase balance before the end of the special terms promotional period. To avoid interest charges, you must either pay more than the minimum monthly payment or make a lump sum payment(s) before the end of the special terms promotional period.
We also offer layaway as a means of financing here at Falls. Laying away an item(s) requires at least a 20% deposit. The remainder of the purchase balance, then, must be paid off in full within 90 days of the item(s)'s purchase date. A payment (of any amount) must be made at the end of each month up until the layaway period ends and/or once the item(s) is paid off in full.